Lumina | SaaS Money Transfer

Automate your
financial operations.

Stop wasting time on manual reconciliation. Let our intelligent engine handle the heavy lifting for your finance team.

Smart Reconciliation

Automatically match incoming payments with outstanding invoices. Reduce manual data entry errors by 99%.

Multi-entity Management

Manage spend across multiple subsidiaries from a single dashboard. Real-time consolidation and inter-company transfers.

Expense Controls

Set granular limits and approval workflows. Prevent out-of-policy spend before it happens with proactive rules.

Real-time Financial Reporting

Instant visibility into your cash flow. Generate P&L statements, balance sheets, and cash flow reports on demand.

Sync Speed

Instant

Real-time ledger updates across all accounts.

Seamless Integrations

Connect with Xero, QuickBooks, and NetSuite in seconds.

Comprehensive Audit Trails

Every action is logged, immutable, and searchable. Export audit-ready reports with one click for tax season.

Immutable Logs

Export Ready

SOC 1/2 Compliant

Real Results

Built for impact at
global scale.

Join thousands of companies automating their financial operations with Lumina.

99.8%

Success rate across 250K+ automated workflows with industry-leading reliability.

+14% Growth

"Lumina reduced our manual processing time by 85%. It's magic."

Sarah Chen

CTO, TechFlow

Developer First

Typed SDKs, robust webhooks, and instant sandbox environments.

npm i @lumina/sdk pip install lumina

"The AI fraud detection saved us millions in potential lost revenue."

Marcus Jones

VP Eng, Innovate

Developer Experience

Designed for developers first.

Integrate global money movement into your product with just a few lines of code. Our SDKs are typed, documented, and production-ready.

transfer.ts

// 1. Initialize client
import { Lumina } from '@lumina/sdk';
const client = new Lumina('sk_live_...');

// 2. Create instant transfer
const transfer = await client.transfers.create({
  amount: 2400,
  currency: 'EUR',
  destination: 'acct_france_123',
  description: 'Design Services'
});

console.log(transfer.status); 
// Output: 'processing'

Loved by finance teams
at the world's best companies.

"Before Lumina, we had a team of five managing manual wire transfers. Now, it's fully automated. We've saved $1.2M in annual operational costs."

Elena Rodriguez

Head of Finance at ScaleAI

$10B+

Transaction volume processed annually.

James K.

@james_builds

Implemented @lumina in 2 hours. The webhook reliability is unmatched. Finally a payments API that feels like it was built in 2024. 🚀

10:42 AM · Oct 12, 2024

Global Network

Local rails, worldwide.

Access local payment rails (SEPA, FPS, ACH) in 140+ countries without entity setup.

Simple global
money transfers.

Send Money

Live Transactions

Automate your
financial operations.

Smart Reconciliation

Multi-entity Management

Expense Controls

Real-time Financial Reporting

Seamless Integrations

Comprehensive Audit Trails

Built for impact at
global scale.

Developer First

Designed for developers first.

Loved by finance teams
at the world's best companies.

"Before Lumina, we had a team of five managing manual wire transfers. Now, it's fully automated. We've saved $1.2M in annual operational costs."

Local rails, worldwide.

Ready to modernize your financial stack?

Automate your financial operations.

Smart Reconciliation

Multi-entity Management

Expense Controls

Real-time Financial Reporting

Seamless Integrations

Comprehensive Audit Trails

Built for impact at global scale.

Developer First

Designed for developers first.

Loved by finance teams at the world's best companies.

"Before Lumina, we had a team of five managing manual wire transfers. Now, it's fully automated. We've saved $1.2M in annual operational costs."

Local rails, worldwide.

Ready to modernize your financial stack?

Automate your
financial operations.

Built for impact at
global scale.

Loved by finance teams
at the world's best companies.